Dear Future Retiree,
If you want a fast, straightforward way to see how prepared your retirement plan is, this diagnostic is for you.
The Retirement You Want
More freedom. More time with family. Travel, new experiences and the confidence to enjoy what you have spent decades building.
That is what retirement should feel like.
The Reality
But important questions remain:
- Do you have enough to retire when you want?
- What level of income could your assets support?
- Would your plan withstand an early market fall?
- Have super, investments, debt and spending been planned together?
- Can you help your family without compromising your own future?
A healthy balance does not automatically create a reliable retirement plan.
What Could Put Your Plan Under Pressure
- Inflation can reduce your spending power.
- Changing super and tax rules can affect important decisions.
- A market downturn can disrupt your retirement timing.
- Unexpected expenses, future care and family commitments can place additional pressure on your income.
- Without a connected plan, one weak area can affect everything else.
Why Calculators Are Not Enough
Most calculators use one balance and one set of assumptions.
Your retirement involves much more: lifestyle, timing, income, investments, debt, family and the possibility of living another 25 to 30 years.
You need to see the full picture.
Built by Profile’s Financial Advisers
This diagnostic was created by our team of registered financial advisers, drawing on decades of retirement planning experience.
Profile Financial Services has supported more than 5,150 clients since 1986.
What You Receive
Complete the Retirement Planning Diagnostic to receive:
- Your Retirement Planning Score
- Five individual planning scores
- Your strongest area
- The gap that deserves attention first
- A detailed report matched to your answers
Zero-cost to complete. No phone number required. No obligation.
Start now
Is your retirement plan ready for the life you want?
Here's what you get in your zero-cost personalised retirement report:
Retirement Direction
How clearly your intended lifestyle, timing and major future expenses have been defined.
Income Clarity
How well spending, dependable income and expected portfolio withdrawals have been mapped.
Financial Resilience
How prepared the plan is for debt, major expenses, inflation, market weakness and changing needs.
Super and Investment Readiness
How well account decisions, liquidity, investment risk and future income needs are connected.
Family and Future Planning
How well the plan accounts for decision-making, future care, beneficiaries and intended family support.
We've helped Australians retire with confidence since 1986
"Scott Ungaro at Profile Financial Services has been an outstanding financial adviser. He is highly professional while still offering a very personal level of service. He has provided us with excellent advice around our retirement planning, taking the time to understand our goals and explain everything clearly.
He is always available when we need guidance and is very responsive. We feel confident and well supported, and would highly recommend Scott to anyone looking for trusted financial advice."
Louise Hochstetter
"We needed to simplify our complex financial situation to go forward towards retirement and Kurt and the team showed us the ways to move forward with sound advice and different strategies in a way that we understood and made us feel comfortable and confident.
Looking forward to retirement knowing that the team at Profile will be there to give the guidance and support that we need for a comfortable retirement."
Wendy Burton
"Profile has always acted in my best interests and provided timely advice.
I have been with Profile since 1992 and have no hesitation in recommending their services."
Rodney C.
"One of the overriding advantages of dealing with Profile, particularly when compared with the large corporations, is the 'personal service' provided. It is a one-on-one service.
Your adviser is always available and every question, large or small, is promptly dealt with in full detail.
Nothing is ever too much trouble."
John W.
Frequently Asked Questions
Your score reflects retirement planning steps using five key areas. It measures preparation and coordination. It does not tell you what your retirement might look like.
No. The assessment does not determine whether you can afford to retire or how long your money will last. Those questions require detailed modelling of your circumstances, goals and assumptions.
No. The assessment uses broad ranges for context. Do not enter account numbers or other security information.
No. The assessment provides general information based on the answers selected. It does not consider your full objectives, financial situation or needs.
Profile uses your details to deliver your result and any information you request. Please read our Privacy Policy for details about how personal information is handled.
No. The assessment and any subsequent conversation are available at no cost and carry no obligation.
Is your retirement plan ready for the life you want?